As well as writing about the issues that face us as we get close to retirement, I’d like to share with you some personal reflections about aspects of this stage of life that I’ve experienced. I’m re-publishing an article I first shared in 2016.
In the midst of planning a retirement lifestyle and how best to enjoy all that life has to offer, there is often loss. Not just loss of work, of a role, even an identity and connections with colleagues, but also the loss associated with parents aging and, yes, dying. So preparing for retirement can be tempered by experiences of loss and letting go.
My Dad was 85 when Mum, his partner for nearly 70 years, died. Actually, it felt as if she’d left us some time before, as by stealth Alzheimer’s had progressively clouded her memory, stolen her personality and eventually snatched away her joy of life. It took its toll on Dad, who cared for her over 15 inexorable years, until just before her death. He was stoic.
After Mum died Dad was exhausted. He’d cared for her for so long, then coped with the emotional and logistical business of the funeral. He’d read her eulogy and responded with a hand written card to every one of the condolence messages he received. Dad insisted on doing these things as a way of sharing with everyone what Mum was really like. So they would know and remember her as she was before illness gradually erased her character, until she was a mere sketch of the woman she’d been.
I’m relieved that she has been released from the horrible confusion and mental dullness of her last years. But I miss Mum. I miss her great zest for life, her love of a clear blue sky and her ever positive outlook. She was interested in most people she met, was a natural teacher and loved children. Mum liked to be outdoors and active, swimming and walking in most weathers. She read and recited poetry, enjoyed word games. She had a tenacious strength that saw her sailing with Dad even when she disliked being cooped up. And Mum was a defender, a tigress when it came to all matters concerning our family.
Dad grieved quietly. He talked about her sometimes and got teary. He found it difficult to sleep without her and the house has a different energy these days. Dad dealt with cleaning out Mum’s clothes, handing on her jewellery and the practicalities of her will. He visited her lawn grave, putting fresh flowers there and sitting quietly for a while in the peace of the cemetery, surrounded by trees, before walking home.
Nearly a year on, Dad asked my brother, Martin, and I for help with a headstone. Apparently, after a burial in this part of the world it can take up to a year for the earth to settle enough for a headstone to be set and grass seed sown around. We met at the front of the stone masons where there were around 100 old, mossy and water poked headstones lined up ready to have another name added, representing 100 recent deaths. It was quite shocking when your see death represented like that.
We agree on simple wording, name dates, and “Rest in peace” and also to leave a space for Dad’s name and dates with “Reunited” underneath. Martin and I are teary. I watched Dad and he seemed fine, even as he made provision for his own demise.
A year after Mum died, Dad took down the mementos he’d kept of the funeral and put them in the box where they kept all their cards and letters. Looking at them you can chart their relationship, from the poetry Dad wrote before they married (quite a feat as he’s more the engineering type) until right up to Mum’s death. But Mum stopped writing cards as she got worse, so towards the end it was a bit lopsided.
After that Dad wanted a quiet time, watching sport on TV, spending time with family and catching up with friends. It was time for him to look after himself and once again take enjoyment in simple pleasures: connections with loved ones, sitting in the sun, walking by the sea and keeping the house in order. Time to redress the balance of all that caring as he gently celebrated the life he still grasped with both hands.
#healthyageing #healthspan #lifespan#ageing #ageingparents #grief #Alzheimer’s #dementia #babyboomers #fiftyplus #retirement
First published in 2016.
Meet Scott, our switched on Uber driver on a recent trip to the Gold Coast. Here he is with his family enjoying a cruise. He retired early but it’s not always what it seems.
By November 2016 Scott had been running his manufacturing business for over 25 years, employing up to 15 staff at times. He and his wife were living in Melbourne, bringing up 2 young children. They felt comfortable financially – they had security.
However, Scott was working six and half days a week and this took a heavy toll on his physical and mental health. When Scott was just 41, his doctor told him his work rate and lifestyle were potentially a deadly mix – his was at risk of a heart attack or a stroke.
Scott and his wife knew financial security was of little use to the family if Scott wasn’t around to enjoy it with them. They decided to downshift – swapping the good income and frenetic lifestyle with lower overheads and a slower pace of life.
Although they didn’t have a clear plan, Scott and family sold up and moved to the Gold Coast. Now Scott supports his family through a mix of Uber and Private Transfer driving along with Private Tours of the Gold Coast and the surrounding areas. Scott says that while there is less money coming in, their overheads have also reduced so he stresses less about making ends meet. He’s learnt not to worry about things he cannot control – now he just lets them happen.
Scott’s learnt a few things from downshifting: he knows he’s more relaxed and happier when he slows down and enjoys what’s going on around him and that he doesn’t need to earn thousands of dollars to have a happy life.
Scott’s advice for people thinking of retiring or downshifting is to embrace it and enjoy it. “I’m currently on ‘Pause’ as I like to say. I have taken some time to recharge and realise what’s important. I ‘m really enjoying this phase with Work / Life Balance and will try to continue having it”
Going to the Gold Coast? You can book Scott to drive you or take you on a tour, through Scott Edwards My Driver Direct on Facebook
#downshift #retireearly #refire #encorecareer #heydays #worklifebalance #babyboomer #recharge #lifestyle
Many of us have been working, full time or part time, for 25 to 40 years – even with a break to raise children or travel. So approaching retirement can generate feelings of excitement and relief, and, for some, trepidation. Retiring is a large life change so it’s not surprising that some of us are actually afraid of retiring.
Planning retirement, at first glance, offers us great freedom. Liberation from the ‘have tos’ and schedules of a working day, week, month and year. Freedom to do our own thing and march to the beat of our own drum.
So why does the prospect of leaving work for the freedom of retirement generate feelings of anxiety? Work is usually known and predictable – there are rules to be followed; there are accepted behaviours, a physical location, a schedule, procedures and priorities. After a while in a job, parts of it can be done effortlessly, even unconsciously. Whether we like our work or not, it becomes known, predictable and even comfortable.
Retiring releases us from those work imposed expectations, structures, imperatives and boundaries. Retired life doesn’t have any rules, there’s no schedule to adhere to and no expectations about what we’ll get done in a day, apart from our own. Now its our turn to shape up the activities of our day, we can determine when in the year key events will occur and we can decide what’s important.
Starting to shape up our retirement days and weeks can feel like a leap into the unknown. It’s not surprising it makes some of us feel apprehensive, even anxious. Concerns and questions bubble up. What will I do with all the hours in the day? Will I be bored? How will I stay current and relevant? Will I start to loose my marbles? How will I deal with being with my partner 24/7? Who will I hang out with? How will I get a sense of accomplishment? Will my health hold up?
Its tempting to ignore these concerns, to turn away from them and hope they resolve themselves. In fact, the opposite is needed – to turn around and face our concerns head on, for they hold the seeds of the solution. By thinking through our questions and envisaging various retirement scenarios we can start to find our own unique retirement direction and design a future lifestyle that suits us.
For instance, if we think we’ll miss the friendships and interactions at work, can we catch up with those people over lunch? Can we join an interest group and start new friendships? Thinking through how to address concerns now, before we retire, will give us a chance to shape up our individual retirement and make sure we are doing what is important to us, with the people we want to be with, at times that suit us.
By planning retirement, shaping our own lifestyle, rather than avoiding concerns about retirement that are bubbling up, we can contemplate what we really want and make well-informed decisions in our own time. And then leap into retirement and have the time of our lives!
Download my free Heydays Roadmap to Retirement where I share my ‘must do’ preparation steps. Soon you’ll be closer to the retirement of your dreams.